As a seasoned mortgage agent with over 10 years’ experience
I serve clients all over Ontario and Canada wide.
Best Mortgage Rates Scotland
My role as your mortgage advisor is to work for you in obtaining financing that best suits your needs, making you aware of all options and helping you navigate through the process. Mortgages can be confusing and intimidating so having a professional by your side to answer any questions helps things go smoothly.
Over the years I have built relationships with lenders, underwriters, realtors, appraisers and lawyers and I use those relationships to help my clients any way I can. Not everyone is in the same situation and what sets me apart from other mortgage agents is the knowledge and ability to obtain financing for unique situations such as self-employment, lower credit, or other challenging scenarios. My job does not end when the mortgage closes - I build long term relationships with my clients to help them both now and in the future. I take great pride in how my clients view me and value what I do.
Feel free to contact me anytime. Whether you just have a question or want me to take a closer look at your situation, I am always happy to help. You can reach me by phone, text, or email anytime.
Best Mortgage Rates Scotland Statistics 2018
Jan:262
Feb:942
Mar:918
Apr:103
May:190
June:254
July:850
Aug:853
Sept:717
Oct:118
Nov:752
Dec:487
Best Mortgage Rates Scotland Statistics 2017
Jan:542
Feb:164
Mar:379
Apr:960
May:102
June:25
July:363
Aug:45
Sept:1
Oct:329
Nov:340
Dec:842
Best Mortgage Rates Scotland Statistics 2016
Jan:7
Feb:407
Mar:456
Apr:809
May:407
June:38
July:918
Aug:669
Sept:981
Oct:836
Nov:773
Dec:170
Best Mortgage Rates Scotland Statistics 2015
Jan:90
Feb:622
Mar:23
Apr:807
May:741
June:776
July:294
Aug:282
Sept:940
Oct:673
Nov:242
Dec:42
Best Mortgage Rates Scotland Statistics 2014
Jan:699
Feb:605
Mar:87
Apr:701
May:935
June:428
July:542
Aug:943
Sept:835
Oct:998
Nov:751
Dec:242
Best Mortgage Rates Scotland Statistics 2013
Jan:36
Feb:669
Mar:911
Apr:16
May:504
June:684
July:187
Aug:594
Sept:305
Oct:210
Nov:401
Dec:45
Best Mortgage Rates Scotland Statistics 2012
Jan:986
Feb:695
Mar:328
Apr:925
May:368
June:570
July:967
Aug:66
Sept:175
Oct:54
Nov:767
Dec:110
Best Mortgage Rates Scotland Statistics 2011
Jan:483
Feb:309
Mar:52
Apr:317
May:307
June:803
July:559
Aug:343
Sept:471
Oct:470
Nov:360
Dec:976
Best Mortgage Rates Scotland Statistics 2010
Jan:153
Feb:547
Mar:570
Apr:459
May:757
June:971
July:505
Aug:743
Sept:666
Oct:834
Nov:667
Dec:33
Best Mortgage Rates Scotland Statistics 2009
Jan:403
Feb:634
Mar:99
Apr:579
May:689
June:867
July:689
Aug:171
Sept:175
Oct:742
Nov:489
Dec:483
Best Mortgage Rates Scotland Statistics 2008
Jan:544
Feb:48
Mar:826
Apr:15
May:518
June:185
July:992
Aug:672
Sept:733
Oct:561
Nov:131
Dec:489
Beaming Approaches - Billy Young Developed with input from Mark Thompson, Alexander Perez, Eric Rodriguez, Kenneth Thomas, Alexander Miller, Edward White, Justin Johnson, Scott Perez, Timothy Clark, Samuel Roberts, Jeffrey Thomas, Kenneth Edwards, Gary Allen, Dennis King, Samuel Evans, James Smith, Jerry Martin, Donald Mitchell, Jacob Allen, Daniel Evans.
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Get in Touch with a Mortgage Expert.
Whether you are looking to purchase your first home, a new home, an investment property, or refinance or renew your mortgage, contact me. I would be happy to work with you. I’ll help navigate you through the mortgage process and provide a tailor-made plan for your situation.

The Mortgage World is Very Confusing.
Fixed Rates, Variables Rates, Open Term, Closed Term, Amortizations, Pre-Payment Options, The List Goes on.
Add to that the constant rule changes and tightening of qualifying guidelines it’s easy to become overwhelmed. With so many options to choose from, it can be hard to know which is the right decision. Fortunately, you don’t have to go it alone. I educate my clients on what makes the most sense for their situation, with their interests in mind. From initial consultation onwards I’ll be with you every step of the way to ensure the process is smooth and there are no surprises. Let my 10+ years of experience in the mortgage field help you with your mortgage needs. Contact me today to get started!
How Can I Help?

Purchase

Second Mortgages

Alternative Financing

Refinance

Self-Employed Mortgages

Renewal
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